Home Financing. Tailored to You.

Cathi Smith

Cathi Smith Loan Officer

With over 38+ years of Mortgage Lending experience, helping families and individuals reach the American dream of homeownership, is what I love most about what I do.

When I meet with my customers, I want them to feel like family, because they become my mortgage family. As we discuss their long and short-term goals, we structure the best mortgage program to suit their needs.

My business has blossomed over the years, by my past clients referring me to their family, friends, and co-workers, and now their children as well. I pride myself in providing the highest caliber of customer service, and treat every potential borrower, the way I would want to be treated. Trust is very important to me.

Please contact me today, or apply online, to start your mortgage pre-approval process. I look forward to working with you, and you becoming part of my mortgage family. Now more than ever it’s important to have a mortgage professional that you can trust.

Next Steps

Inspire Home Loans is a wholly owned subsidiary of Century Communities. Our relationship makes us uniquely situated to make sure your loan closes on time - giving you the keys to your new home as quickly as possible.

We make loans for buyers of homes built by Century Communities and their affiliates, so our focus is 100% on YOU, the buyer.

Payment for standard fees is not required prior to closing (except that a fee may be charged if you choose an optional long term rate lock if available).

  • In order to qualify you for the purchase of a home, Century Communities may require evidence of qualification.
  • Inspire Home Loans will pre-qualify you for a mortgage based upon information you enter into the online Pre-Qualification Form.
  • There is no charge for pre-qualification.
  • In order to complete the worksheet you will need to tell us about the new home you are interested in, basic information about yourself including Employment, Income, and Assets.
  • Once your pre-qualification is complete, a loan officer will contact you within 24 hours.
  • After you enter into a contract to purchase the home, if you want to apply for a loan, the loan officer will convert your information into an application, provide you with disclosures and gather the remaining information necessary for loan approval.
Continue the Pre-Qualifying Process

Now that you know a little more about your loan officer and how the pre-qualification process works we can get started!

Pre-Qualify